Author Topic: I need to choose my Insurance Plan  (Read 1087 times)

scramfranklin

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I need to choose my Insurance Plan
« on: October 30, 2018, 01:30:38 PM »
Hey all,

I have two possible plans for insurance for 2019... a ''green plan'', and a ''purple plan''. I'm not very well versed on this kind of stuff, and need to choose soon. I recently had a jaw surgery consultation OUT OF NETWORK with a doctor I would really like to perform the surgery (moving both jaws), and am wondering which of these two plans I should choose.

Green Plan:                                                                       Purple Plan:
$ per pay period: $15                                                        $ per pay period: $56
Overall Deductible Out of Network: $5,000                          Overall Deductible Out of Network: $2,700
Out of Pocket Limit Out of Network:  $15,000                      Out of Pocket Limit Out of Network:  $7,800

Premiums, preauthorization penalty amounts, balance billing charges are not included in this out of pocket limit. Any ideas!? Should I email my surgeon?

scramfranklin

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Re: I need to choose my Insurance Plan
« Reply #1 on: October 31, 2018, 10:21:16 AM »
So I called my surgeon up... they recommend I go with the purple plan.